
[Warning: This is an angry post....One might even say bitter or even hostile. Not for the faint of heart!]
It's Thursday....it's Thursday at 7:30 p.m. I'm cleaning my apartment. Sure that sounds like a normal activity right...NO! I assure it is NOT. I hate cleaning ...dusting, sweeping, mopping, picking up/putting away...I am not one to readily dive into this undertaking! It's not me. So naturally you might ask...well, if you hate it so much, why are you doing it on this particular Thursday at 7:30 p.m.
Good, I'm glad you asked...because I'll tell you why I'm cleaning...because I'm pissed. And who better to take my frustration out on than my kitchen linoleum? Or better yet, my bathroom toilet...if things keep going the way they are ...escalating...I may even break out the Windex and wash windows! This is ridiculous...I have cleaning supplies I didn't know I even owned...even worse..I'm not even sure which one is used for what...the one says multi-use..but surely I can't mop my floor with the same thing I use to wash the kitchen counter...or can you? And Mop & Glo...you put that on AFTER you mop the floor once...you mean I have to mop it TWICE! Geeze....this is like freaking WORK...I need a housekeeper!
So...you are probably wondering why I'm pissed...well...it all started in 2000 when I married a guy named Keith. It didn't end on that fateful day in February when we divorced. See the Putnam County Common Pleas court ever so graciously accepted our dissolution documents which had Keith keeping the house, two trucks, the lawn mower, grill, our bed, my old brown chair my mom gave me, the "good" television with the great armour he had bought me for Christmas, the boats, half the checking and savings account, every ounce of blood, sweat and tears I put into making that house our home, but on top of all of that..he got to keep the dogs too....so to offset all of that he was awarded our "one" credit card obligation as his very own. But what the fantastic Putnam County Common Pleas Court Judge didn't do, was force him to assume the debt in his name. Therefore, I currently have a credit card with a balance of approx. $1,000.00 give or take, that has had a late payment made for more months than I dare count...or even want to think about.
Yesterday I called my most fantastic ex-husband to ask him why he hadn't made the $78.00 late payment that I called him about two weeks ago, only to have him tell me that if my credit was being ruined, I had nobody to blame but myself. I thought my eyes were going to pop out of my head...
WHAT!!!???!!!??? Are you freaking
kidding me???!!!???
I make my payments on time, I pay my ever-loving bills, it's you that is killing my credit score, it's same old irresponsible YOU who isn't!! Do you know that because of the late payments he's paying an interest rate of 30% THIRTY FUCKING PERCENT!!!!
Being the level headed girl that I am, I just ask him..."Please, please, please apply for one of those zero percent interest cards in your own name....PLEASE, you're killing me over here!! He says "NO!"...I have as long as I want to pay it off...
Tell me this, who in their right mind would take their good old sweet time paying off a debt when there's a 30% interest rate hanging over their head? Who in their right mind would be a stubborn ass...showing me what's up...and in the process completely fucking themselves? Oh, he's showing me alright...he's fucking with the one thing I can't stop him from doing...ruining my credit, however he's fucking himself out of money...money he apparently doesn't even have to fuck himself out of!!!
So...my credit is shot, but my fucking floor is spotless...seriously...I did the unimaginable...I got on my hands and knees and scrubbed it with a toothbrush....its official...this is as low as a girl can get...toothbrush in hand, dirty knees and a shiny floor. Oh, and ruined credit.
Thanks Keith...this is why an eternity with you would have been a life sentence no self-respecting-bill-paying-responsible human being ever deserves. So much for getting out unscathed.
Update: Okay, so I contacted the credit card company...they say if I fax over my divorce decree...they can legally transfer my account over to Keith's name, then they'll go back, review the account and then see what they can do about sending a corrected report to the credit agency....we'll see if this helps! Keep your fingers crossed!